The rewards you earn at iConsumer can be Pending, Earned, or Transferred.
Rewards are in the Pending status usually for about 90 days. This gives time for reversals (like if you return something) and other corrections from merchants. It also gives stores time to pay iConsumer.
Once a transaction is no longer Pending, it is Earned. At this point, you can instruct us to transfer the reward to you.
For Bitcoin transfers, you'll specify where you want the Bitcoin transferred. That happens immediately.
For stock transfers, it'll go through a process that happens monthly.
Once the reward has been transferred, its status will change to Transferred.